Saint Petersburg, FL and San Francisco, CA – (January 23, 2026) – Skyway Underwriters and ResiQuant today announced a partnership to transform coastal wind underwriting. Skyway, the AI-native managing general agent backed by American Coastal Insurance Company (NASDAQ: ACIC), has deployed ResiQuant's full platform across its Florida apartment and assisted living programs, leveraging ResiQuant's combination of automated workflows and engineering-grade risk intelligence to scale coastal wind underwriting with unprecedented precision.
The partnership brings together two companies built on AI-first principles to transform how catastrophe-exposed properties are underwritten across the United States. Skyway Underwriters represents a new generation of managing general agents—one designed from the ground up with artificial intelligence and modern software architecture at its core. ResiQuant's platform delivers both the automation that enables operational scale and the engineering-grade intelligence that ensures underwriting precision. Together, the partnership demonstrates the evolution of catastrophe underwriting from manual processes and broad-stroke risk assessment toward AI-driven, building-specific intelligence.
Skyway's adoption of ResiQuant addresses a critical challenge as the MGA extends its proven catastrophe expertise into new markets. Operating as a wholly owned subsidiary of American Coastal Insurance Company—the largest writer of Florida condominium association insurance—Skyway is now expanding beyond condominiums into Florida's apartment and assisted living sectors. These markets present unique complexity: coastal wind exposure in Florida demands both the speed to compete for broker submissions in a fast-moving market and the analytical rigor to differentiate resilient properties from vulnerable ones at scale. Traditional underwriting approaches force a choice between speed and precision; Skyway is built to deliver both.
"At Skyway, we're building the future of catastrophe underwriting—and that starts with better data driving better decisions," said Chris Griffith, President at Skyway Underwriters. "ResiQuant's intelligence gives us the ability to differentiate properties at a building-specific level that traditional underwriting simply can't achieve. In property insurance, being 20% better at risk selection than your competition is the difference between winning and losing. This partnership allows us to scale our apartment and assisted living programs while maintaining the rigorous underwriting standards American Coastal is known for."
ResiQuant's platform is purpose-built for catastrophe-exposed property, designed to solve for both operational efficiency and analytical depth. The platform processes submissions instantly, transforming unstructured broker data—regardless of format—into decision-ready information without manual workflows. Simultaneously, it analyzes building-level vulnerabilities specific to coastal wind exposure, examining structural characteristics that determine how properties perform during catastrophic events. This enables Skyway to evaluate properties in high-wind coastal zones with confidence, identifying building-specific resilience factors—such as hurricane-resistant construction methods—that traditional underwriting doesn't capture. Skyway's underwriters gain both the throughput to compete for business and the precision to write it profitably.
"Skyway is building the future of catastrophe underwriting—recognizing that AI is only as valuable as the intelligence behind it," said Dr. Omar Issa, CEO and Co-Founder of ResiQuant. "As structural engineers who've evaluated damaged buildings after hurricanes, we know the difference between a resilient building and a vulnerable one often comes down to engineering details traditional underwriting rarely captures. The next competitive advantage in catastrophe markets belongs to those who can identify those differences at scale. Speed gets you to the table; precision keeps you profitable."
The partnership positions Skyway to capitalize on significant market opportunity in specialty property underwriting. Skyway's choice to partner with ResiQuant reflects strategic positioning for growth: in 2024, ResiQuant expanded from earthquake-only to include wildfire and coastal wind, enabling partners to work with a single platform across all major natural catastrophe (NatCat) exposures.
As the property insurance industry continues its evolution toward AI-driven decision-making—with approximately 80% of insurers either already using AI in underwriting or planning to within the next year (EAIC Survey)—the partnership demonstrates how sophisticated MGAs can compete in catastrophe markets with platforms purpose-built for specialized engineering intelligence.
Skyway and ResiQuant plan to deepen their collaboration as Skyway expands its footprint in catastrophe-exposed property, with ResiQuant's platform supporting that growth. The partnership establishes a blueprint for how technology-forward MGAs and specialized insurtech platforms can work together to tackle some of the industry's most challenging underwriting environments.
About Skyway Underwriters
Skyway Underwriters is an MGA specializing in catastrophe-exposed property risks, operating as a wholly owned subsidiary of American Coastal Insurance Corporation (NASDAQ: ACIC). Skyway leverages proprietary technology and AI-driven workflows to underwrite apartment and assisted living properties in Florida. The MGA provides capacity through American Coastal Insurance Company, a specialty insurer and a leading writer of Florida condominium association coverage.
About ResiQuant
ResiQuant is an agentic AI underwriting platform for property insurers and MGAs with natural catastrophe exposure. Founded by Stanford structural engineering PhDs Dr. Omar Issa and Dr. Francisco Galvis, ResiQuant combines advanced artificial intelligence with decades of structural engineering expertise to deliver building-level risk insights across earthquake, wildfire, and coastal wind perils. The platform enables carriers to underwrite catastrophe-exposed properties with both the speed of automation and the precision of engineering-grade analysis at scale. ResiQuant raised a $4M seed round in late 2024 led by LDV Capital, with participation from Foothill Ventures, Pear VC, and Alumni Ventures.
