Transform 
NatCat property ops and risk assessment

In an era of rising risk, ResiQuant’s specialized AI agents work in sequence, passing clean data and insights from one stage to the next. The result is an end-to-end workflow — from messy property submissions to engineering-grade enrichment to underwriting decisions you can trust.

  • Submission AI
    Rom messy files to model-ready data.
  • Engineering AI
    See every risk, before it strikes.
  • Underwriting AI
    Decisions that bind. Instantly.

Coverage Scope

ResiQuant supports underwriting across the toughest property markets.

Geographies

99% U.S. coverage, including Alaska and Hawaii.

Occupancies

Single-family, multi-family, commercial. ResiQuant supports the full spectrum.

Hazards

From earthquakes to wildfires, we cover the risks that shape the built world.

From NatCat risks to outlier results

From faster processing to stronger reinsurance outcomes, ResiQuant delivers impact across carrier and MGA workflows.

Faster processing
submission intake to decision in minutes, not hours or days.
Consistent underwriting
complex risk selection criteria applied on every case, without leakage.
Engineering-grade visibility
virtual inspections on every property before files are reviewed.
Stronger portfolio management
with more throughput and less manual work.
Improved reinsurance and capacity outcomes
with data backed by engineering rigor across the portfolio.

AI that understands property insurance and building science

Submission AI

Transform inconsistent submissions into standardized, model-ready data. Submission AI eliminates manual rekeying and backlog by instantly converting any file format into validated records.

Clean, standardized property and policy data from every submission

Ingests data from any format (SOV, ACORD, Excel, PDF, email)

Produces outputs ready for AIR, RMS, OED catastrophe models

Extracts, validates, and standardizes submission fields

Geocodes and verifies addresses on every property

Guideline ingestion

Imports underwriting rules and appetite files.

Same-day setup via email auto-forwarding

Secure intake via email auto-forwarding or API.

Catastrophe model ready

Outputs model-ready data for AIR, RMS, and OED.

Address verification

Automated geocoding and normalization for precise risk location.

85%

Reduction in manual processing

3x

Increase in underwriter capacity

Faster broker turnaround and responsiveness

No submission backlog during peak period

Transform inconsistent submissions into standardized, model-ready data. Submission AI eliminates manual rekeying and backlog by instantly converting any file format into validated records.

Engineering AI

Expose the true structural and hazard risks of every building. Engineering AI delivers engineering-grade visibility, surfacing vulnerabilities that traditional submissions and inspections miss.

Engineering-grade insights for every building, ready to model

Enriches property data with structural and non-structural attributes

Flags critical vulnerabilities before modeling or binding

Runs multi-hazard risk checks (earthquake, wildfire, windstorm)

Reduces reliance on on-site inspections

Hazard modules

Supports analysis for earthquake, windstorm, and wildfire.

Building data enrichment

Adds both structural and non-structural attributes.

Reinsurance workflows

Outputs vulnerability profiles and hazard flags for submissions and negotiations.

++

Better reinsurance outcomes

++

Lower property loss ratios

85%

Better reinsurance outcomes

30%

Lower property loss ratios

Earlier visibility of hidden structural risks.

Expose the true structural and hazard risks of every building. Engineering AI delivers engineering-grade visibility, surfacing vulnerabilities that traditional submissions and inspections miss.

Underwriting AI

Apply underwriting rules instantly and consistently across every submission. Underwriting AI screens risks in real time so underwriters spend less time on unbindable files and more time on profitable opportunities.

Guideline intelligence for confident decisions

Automates guideline checks using engineering-grade data

Flags exceptions and conditional approvals

Prioritizes bindable and high-ROI opportunities for underwriters

Creates a transparent, defensible audit trail for every decision

Guideline ingestion

Imports underwriting rules and appetite files.

Decision outputs via API

Routes eligibility outcomes (bindable, conditional, decline) into policy admin systems, rating engines, or underwriting workbenches.

Audit & compliance

Provides decision logs and engineering reports that connect with compliance and oversight systems.

70%

Reduction in manual processing

Faster, more consistent decision-making

Underwriters focused on profitable opportunities

Apply underwriting rules instantly and consistently across every submission. Underwriting AI screens risks in real time so underwriters spend less time on unbindable files and more time on profitable opportunities.

Built to plug in anywhere. Built to scale everywhere.

ResiQuant doesn’t just connect agents — it connects the entire underwriting workflow. With API-first design and standardized data exchange, every output flows cleanly into portfolio management, reinsurance, and downstream systems.

  • API-first design: Every agent accessible via APIs.
  • Fast start: Secure email auto-forwarding, no heavy IT lift required.
  • Standardized, validated data:Clean, consistent, model-ready data across all systems. Ready for downstream decisions.

Bank-grade security, insurance-grade scale.

ResiQuant safeguards property and underwriting data with enterprise-grade security — built into every step of the workflow.

Encryption
Data protected in transit and at rest (AES-256).
Access control
Role-based permissions with multi-factor authentication.
Compliance
SOC 2 and GDPR/CCPA aligned.
Auditability
Transparent decision logs for full accountability.
Incident response
24/7 monitoring and tested response protocols.
Encryption
Data protected in transit and at rest (AES-256).
Access control
Role-based permissions with multi-factor authentication.
Compliance
SOC 2 Type II & ISO 27001 certified, GDPR/CCPA aligned.
Auditability
Transparent decision logs for full accountability.
Incident response
24/7 monitoring and tested response protocols.